Diabetes and Health Insurance
Diabetes is a disease that requires self management, which means that diabetics need to ensure that they're testing regularly, monitoring their blood sugar levels. In order to monitor and manage their blood sugar levels, diabetics need access to testing strips, glucose meters, and insulin. The costs associated with these diabetic testing supplies can be expensive if they don't have the proper health insurance.American Diabetes Services, a leading provider for diabetic testing supplies, understands the challenges obtaining and maintaining health insurance policies. These are sections on our website that will provide you with general diabetic insurance information. American Diabetes Services will continue to add information to help you understand your health insurance coverage and rights as a diabetic.
State Mandates Diabetes Health Benefits
Most states have some type of laws passed that require health insurance benefits for diabetics. Some states cover only diabetes education or diabetic testing supplies. However, many states do cover diabetes education, equipment and diabetic testing supplies.Medicare and Diabetic Supplies
Diabetic testing supplies are covered under the Medicare Part B guidelines.However, there are some necessities such as insulin and syringes that Medicare Part B does not cover. If you have prescription coverage through Medicare Part D you are entitled to these items through a local or mail order pharmacy.
Additional Diabetic Insurance Resources
American Diabetes Services has gathered these links on diabetes and insurance to help you find the information you need on diabetic insurance coverage:Health Insurance Coverage by State
American Diabetes Association (ADA) has gathered information on health insurance options available in each state. Their interactive website shows a map of United States, just select your state and ADA will direct you to the section on their site that explains the health insurance coverage for a specific state.Health Insurance Coverage for Seniors
American Diabetes Association (ADA) offers comprehensive information on Medicare, Medigap, Medicaid, and Prescription Assistance programs available for seniors with diabetes. If you're 65 and over with diabetes, American Diabetes Services encourages you to check out these health insurance programs to see if you're eligible for coverage.Health Insurance Coverage through Workplace
Many diabetics depend on their health insurance coverage through their employer. American Diabetes Association (ADA) offers information on group and individual health insurance policies and the challenges diabetics face for each type of insurance coverage.Health Insurance Coverage for Unemployed
If you're unemployed and have diabetes, insurance coverage can be difficult. American Diabetes Association (ADA) offers valuable information for diabetics who are unemployed and need assistance finding insurance coverage for their diabetic testing supplies.Diabetic Insurance Directory
Diabetics also face challenges with getting life insurance. Diabetic Insurance.net is a directory of health and life insurance companies assisting diabetics with getting the insurance they need.American Diabetes Services will continue to add to this page as updated information on diabetes and insurance comes to our attention. We encourage you to explore all your insurance options to get proper coverage for your diabetic testing supplies. If you are interested in finding out if your current insurance will cover your diabetic testing supplies, please fill out our form.